Hospital Cash Individual Cover
The Individual life hospital cash plan underwritten by Prudential Life Assurance Kenya (PLAK) covers the insured against loss of income due to hospitalisation.
A fixed benefit is payable per day of hospitalization in a National Hospital Insurance Fund (NHIF) accredited hospital up to a maximum of 30 days in a policy year.
REGISTERED GROUP HOSPICASH AND LIFE COVER
Terms and Conditions of cover
- Benefit: The benefit will be payable for a maximum of 30 days (maximum benefit) in the policy year. Once the cover has been exhausted, it can only be renewed at the policy anniversary.
- Maximum Coverage: The maximum benefits for main members and spouse is Kshs 5,000 per night. The maximum benefit payable for children is Kshs 2,500 Per night.
- Family Coverage: For a family cover, all main/principal members, spouses, and children within the coverage age must be covered. All covered members may have the same amount of coverage subject to a maximum children’s maximum cover of Kshs 2,500 per day. Children and spouses’ benefits cannot exceed main member’s benefits.
- All group members and families must have the same number of days exclusion.
- Scheme Size: A registered group must have a minimum of 10 principal members at the start of the cover and all group members must be covered.
- Policy Commencement: Cover for hospitalisation starts from the day premium is paid.
- Policy Term: Policy is effective for one (1) year.
- Waiting Period: There is no waiting period for hospitalization.
Underwriting Requirements
To enable us provide group cover, the following information and supporting documents are required:
- Group Profile i.e. registered name, address, business activity and other pertinent details of the proposer.
- Members to be covered and amounts of cover per member including the following details:
a) Full name of the members covered and relationship to the principal member.
b) Member occupation and residence (town and county).
c) Copy of ID (ID number) of members and birth certificate for children.
d) Dates of birth for each member.
3. A duly completed proposal form by the proposer.
4. Newly recruited members of the group can join the scheme at any time during the policy cover. An annual premium must be paid at the outset of the cover.
Have any questions or inquiry?
For any inquiries relating to any of our insurance services feel free to speak to us personally by calling us during business hours.
Head office address:
Call for help:
0746883617
